● Stamp duty calculator
Three questions. Covers Stamp Duty Land Tax in England and Northern Ireland, LBTT in Scotland and Land Transaction Tax in Wales, including the additional property charge and first-time buyer relief.
What is the purchase price?
Which of these are you?
A buy-to-let counts as an additional property if you will own any other residential property, anywhere in the world, on the date this purchase completes.
Where is the property?
Stamp Duty (SDLT) to pay
£15,000
6% of the £250,000 purchase price
How it is worked out
| Band | Rate | Tax |
|---|---|---|
| £0 – £125,000 | 5% | £6,250 |
| £125,000 – £250,000 | 7% | £8,750 |
| Total | 6% | £15,000 |
2026/27 rates for England or Northern Ireland. The tax is payable within 14 days of completion, or 30 days in Scotland and Wales, and your conveyancer normally files and pays it on your behalf. This is guidance rather than tax advice: rates change at each Budget and the reliefs available depend on your circumstances.
Purchase tax is only part of the money required to complete. The mortgage calculator adds the deposit, the fees and the monthly payment and, for a property you intend to let, whether a lender would approve the loan and what the tax will take.